Imani Change had a lifelong goal to live overseas. But she never imagined that within six months of moving to London from Baltimore, Maryland, in September 2019, she would find herself living and working abroad amid a pandemic.
For her,>Moving to London
This might seem like an unfortunate time to relocate to a bustling city like London. Change had>Money lessons
Change was raised in Oak Park, Chicago, with two older sisters. Growing up, her dad, who is a banker, taught her about money management from a young age. He encouraged her to start saving half of her allowance for college at age 5. Her mom also made her a time sheet, so she>Pandemic spending and splurges
Change's spending habits have changed due to the pandemic, as well as a result of relocating.
While she's always been careful with her money, Change allows herself to splurge>How she budgets her money
Here's a look at how Change spent her money in July 2020.
Imani Change's estimated monthly spending as of July 2020.Elham Ataeiazar | CNBC Make It
- Investments: $10,975 (includes a Roth IRA, IRA and brokerage accounts)
- Taxes: $3,528 (paid both in the U.K. and the U.S. She is able to use a tax credit to avoid being double taxed>Future goals
While Change is still settling into life in the U.K., she's always planning for the future. One day, she wants to own a dog as well as live in New York City. She also wants to make a lot more money and help others like her achieve similar goals.
"One of my goals is to become a millionaire by 30 and a homeowner by 33," she says.
To achieve that goal, Change is looking for ways to make sure her money is working for her. And she's launching a website called, Mo Money, No Problem, geared toward helping others achieve financial success.
